FAQs

  • How much can I get?

    The amount of money you receive through your loan is entirely dependent on the value of your car. If your car’s current market value is $50,000, you will be able to get a loan up to $50,000. Vehicles newer than 1999 have a higher chance of receiving higher loan amounts.

  • Do I get to keep my car?

    Yes, when you get a title loan through Texas Title Loans, you will be able to keep your vehicle and drive it just like normal. We will only hold onto your vehicle’s title while you are making loan payments. Once your loan is paid off, we will return the title back to you.

  • Do I need good credit for an auto title loan?

    Although most lenders will require you to have a perfect financial history, we don’t. Instead, your eligibility is based on the equity in your car. You can get a loan with Texas Title Loans even if you have bad credit

  • How do I qualify?

    To qualify for a title loan, you don’t have to worry about your personal financial history. Instead, as long as your vehicle is worth enough, you will receive a loan. To find out how much your car is worth, fill out our online form or give us a call at (855) 586-2023. Additional eligibility requirements include:

    • You must be at least 18 years old
    • Must make at least $1,500 per month
    • The vehicle must have insurance and registration
    • You must own the vehicle with no loan attached to the title
    • Must have the vehicle’s title or pink slip
  • How fast can I receive a loan?

    Texas Title Loans offers 15-minute preapprovals. Once approved, you could receive the money you need in less than 24 hours. To expedite this process, we highly recommend that you gather all of the required paperwork before applying. This will speed up the application and signing process.

  • How do car title loans work?

    Car title loans are the easiest and fastest way for people with poor credit to get extra cash. Car title loans are available to people who own their vehicles. Your eligibility will be based on the value of your vehicle and not your personal credit history. This means you can get approved for a loan even if you have less than perfect credit.

    The amount of your loan is also based on the value of your vehicle. The more it is worth, the more funding you will have access to. For example, if your car is worth $9,000, you could receive up to $9,000 through your loan.