Lubbock Title Loans
If you are looking for a title loan in Lubbock, you have come to the right place. Texas Title Loans helps local residents get the capital they need through our affordable loans. Life has many unexpected expenses that can catch you off guard and really hurt your finances if you aren’t prepared. If you are having problems making loose ends meet, give us a call today. Title loans are the perfect solution.
How Do Car Title Loans Work?
Car title loans are a type of loan that uses the title of your vehicle as collateral. The value of your vehicle and your ability to repay the loan are the factors that determine your eligibility and the amount of the loan. A title loan is perfect for people with a poor financial history that need fast cash because it doesn’t require a high credit score.
Our Lubbock title loans do not require a perfect credit score to determine if you qualify. We care more about the value of your vehicle and whether or not you can make your loan payments.
We offer low interest rates, fixed payments, and no hidden fees so that you can comfortably pay off the loan. Our flexible lending solutions get you fast cash and are customized to make it most convenient for you. Once you pay off the full loan amount, we will return your title to you.
More Info on Title Loans
Car title loans are one of the quickest ways to get cash in your bank account. This is the perfect solution for paying off unexpected medical bills or next month’s rent. It is also a great tool for people with poor credit to build their credit up.
Our financial experts will get you a customized loan quickly and won’t make you wait forever or go through hours of paperwork like a traditional bank. You want your cash fast and that is exactly what we set out to do. Our process for approving and sending you the cash is fast and simple.
Traditional banks could take up to a few days to a couple of weeks to approve you for a loan. Instead, go with Texas Title Loans to get approved within minutes and have your money deposited in as little as 24 hours.
Common Questions For Lubbock Title Loans
Here are some of our most frequently asked questions. If you still have any questions or concerns, please do not hesitate to contact us. Our friendly team of customer service representatives would love to help you.
How Much Cash Can I Get?
We typically don’t lend more than $50,ooo per loan. The amount of your loan will be determined by the resale value of your vehicle as well as your ability to make payments on the loan.
How Fast Can I Get Money?
You can receive money in as little as 24 hours. To speed this process up, make sure to gather all of the required documents. This cuts down on the processing time to get you the cash much quicker.
What Are The Required Documents?
The required documents include your photo ID, proof of insurance and residency, as well as your vehicle’s registration and title. You must be the owner of the vehicle and the title must be lien-free to qualify.
What If I Have Poor Credit?
Your credit score does not affect the outcome of whether or not you get a loan. You can get approved even with no credit. This financial tool is actually a great way for people with low credit scores to build their credit.
How Does Repayment Work?
Our team will customize a repayment plan for you in your current situation. They take your current finances and lifestyle into account to make a loan that is most convenient for you. This way, you don’t have to stress about making payments. Our flexible loan terms go all the way up to 36 months and we charge no prepay penalties.
How Do We Determine Your Loan Amount?
The information about your car that we use to determine a loan amount includes four things: the mileage, age, condition, and resale value. Our requirements are much less strict than traditional banks so you are more likely to get a greater loan amount with us than larger financial institutions.
Are There Any Hidden Fees?
We will never charge you a hidden fee. We do not charge upfront fees, prepay penalty fees, or hidden fees. This way you can make payments to your loan without having to stress about expensive unexpected fees.
Choosing The Right Car Title Loan Lender
Texas Title Loans offers first-class customer service to the residents of Lubbock, TX. We provide the needed cash so that you can overcome those short-term financial obligations that are facing you. Give us a call today or fill out our online application form to get your money in as little as 24 hours.