Odessa, TX 79765

Loans for your Auto Title

  • Have cash in hand in under 24 hours
  • Borrow up to $50,000
  • Bad Credit - OK
  • Low and competitive rates

Odessa, TX 79765

Address: Odessa, TX, 79765
Phone number: (432) 286-4528
Monday: 9:00-18:00
Tuesday: 9:00-18:00
Wednesday: 9:00-18:00
Thursday: 9:00-18:00
Friday: 9:00-18:00
Saturday: 9:00-18:00
Sunday: 9:00-18:00
1
Car
Information
2
Your
Info
3
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How does the process work?

step 1

Apply today

Complete some basic information about your car to get the process started. It takes less than 2 minutes.

You have up to a 95% chance of getting approved for a loan.
step 2

Get your
vehicle qualified

We verify the information you have given us.

step 3

Send supporting
documents

Your ID or driver license, proof of income (min $1500/mo) and your car title.

Get loan approval in less than 15 minutes
step 4

Cash
in hand

Receive the money by cash, check, or deposit. It’s fast and takes about 1 hour.

Why are we the best in the market?

1.
Have your cash in hand in less than 24 hours.

Get approved for a loan in less than 15 minutes by calling 888-663-7074 or apply online.

2.
Low and competitive rates.

The interest rate lowers every month, once you make a monthly payment.

3.
Keep driving your car once you get your cash.

You’ll keep driving your car and receive your title back once your last payment has been completed.

4.
Over 100 convenient locations.

There are over 100 offices in the US so it’s easy to get your car qualified.

5.
Bad credit - OK

You don’t need to have a good credit to get a car title loan.

6.
Highly flexible loan terms.

Choose how long your loan term is. Find a plan that fits your needs.

What are the requirements to get a title loan?

1. Title of your vehicle

The title must be under your name and the vehicle must be lien-free.

2. Your driver license

You'll need a form of identification.

3. Proof of Insurance

You will need proof of insurance and registration on your vehicle.

4. Must be 18 or older

You must be 18 or older to apply for a title loan.

5. The vehicle

You must have the vehicle and you must provide proof of ownership.

6. Proof of income

You must have proof of income at least $1500 a month.

What our customers say about us:

Excellent service!

Being our first time getting a loan, my husband and I had no idea what to expect. But the guys at Texas Title Loans spent the time with us going over everything and answering any questions that we had. Excellent service!

- Linda Davie
No More Money Problems!

I’ve been running into money problems ever since I couldn’t work for a few weeks. At least I can get quick help from Texas Title Loans. They are always around and willing to help out with fast loans.

- Linda Roderick
A Great Company!

This is a great loan company to have on your side. I’ve already recommended them to a friend! Oh and I got approved in lightning speed!

- Ricardo Plus

Odessa Title Loans

If you are looking for a title loan in Odessa, you have come to the right place. Texas Title Loans helps local residents get the capital they need through our affordable loans. Life has many unexpected expenses that can catch you off guard and really hurt your finances if you aren’t prepared. If you are having problems making loose ends meet, give us a call today. Title loans are the perfect solution.

How Do Car Title Loans Work?

Car title loans are a type of loan that uses the title of your vehicle as collateral. The value of your vehicle and your ability to repay the loan are the factors that determine your eligibility and the amount of the loan. A title loan is perfect for people with a poor financial history that need fast cash because it doesn’t require a high credit score.

Our Odessa title loans do not require a perfect credit score to determine if you qualify. We care more about the value of your vehicle and whether or not you can make your loan payments.

We offer low interest rates, fixed payments, and no hidden fees so that you can comfortably pay off the loan. Our flexible lending solutions get you fast cash and are customized to make it most convenient for you. Once you pay off the full loan amount, we will return your title to you.

More Info on Title Loans

Car title loans are one of the quickest ways to get cash in your bank account. This is the perfect solution for paying off unexpected medical bills or next month’s rent. It is also a great tool for people with poor credit to build their credit up.

Our financial experts will get you a customized loan quickly and won’t make you wait forever or go through hours of paperwork like a traditional bank. You want your cash fast and that is exactly what we set out to do. Our process for approving and sending you the cash is fast and simple.

Traditional banks could take up to a few days to a couple of weeks to approve you for a loan. Instead, go with Texas Title Loans to get approved within minutes and have your money deposited in as little as 24 hours.

Common Questions For Odessa Title Loans

Here are some of our most frequently asked questions. If you still have any questions or concerns, please do not hesitate to contact us. Our friendly team of customer service representatives would love to help you.

How Much Cash Can I Get?

We typically don’t lend more than $50,ooo per loan. The amount of your loan will be determined by the resale value of your vehicle as well as your ability to make payments on the loan.

How Fast Can I Get Money?

You can receive money in as little as 24 hours. To speed this process up, make sure to gather all of the required documents. This cuts down on the processing time to get you the cash much quicker.

What Are The Required Documents?

The required documents include your photo ID, proof of insurance and residency, as well as your vehicle’s registration and title. You must be the owner of the vehicle and the title must be lien-free to qualify.

What If I Have Poor Credit?

Your credit score does not affect the outcome of whether or not you get a loan. You can get approved even with no credit. This financial tool is actually a great way for people with low credit scores to build their credit.

How Does Repayment Work?

Our team will customize a repayment plan for you in your current situation. They take your current finances and lifestyle into account to make a loan that is most convenient for you. This way, you don’t have to stress about making payments. Our flexible loan terms go all the way up to 36 months and we charge no prepay penalties.

How Do We Determine Your Loan Amount?

The information about your car that we use to determine a loan amount includes four things: the mileage, age, condition, and resale value. Our requirements are much less strict than traditional banks so you are more likely to get a greater loan amount with us than larger financial institutions.

Are There Any Hidden Fees?

We will never charge you a hidden fee. We do not charge upfront fees, prepay penalty fees, or hidden fees. This way you can make payments to your loan without having to stress about expensive unexpected fees.

Choosing The Right Car Title Loan Lender

Texas Title Loans offers first-class customer service to the residents of Odessa, TX. We provide the needed cash so that you can overcome those short-term financial obligations that are facing you. Give us a call today or fill out our online application form to get your money in as little as 24 hours.

Frequently Asked Questions:

  • How do car title loans work?

    Car title loans are the easiest and fastest way for people with poor credit to get extra cash. Car title loans are available to people who own their vehicles. Your eligibility will be based on the value of your vehicle and not your personal credit history. This means you can get approved for a loan even if you have less than perfect credit.

    The amount of your loan is also based on the value of your vehicle. The more it is worth, the more funding you will have access to. For example, if your car is worth $9,000, you could receive up to $9,000 through your loan.

  • How fast can I receive a loan?

    Texas Title Loans offers 15-minute preapprovals. Once approved, you could receive the money you need in less than 24 hours. To expedite this process, we highly recommend that you gather all of the required paperwork before applying. This will speed up the application and signing process.

  • How do I qualify?

    To qualify for a title loan, you don’t have to worry about your personal financial history. Instead, as long as your vehicle is worth enough, you will receive a loan. To find out how much your car is worth, fill out our online form or give us a call at (855) 586-2023. Additional eligibility requirements include:

    • You must be at least 18 years old
    • Must make at least $1,500 per month
    • The vehicle must have insurance and registration
    • You must own the vehicle with no loan attached to the title
    • Must have the vehicle’s title or pink slip
  • Do I need good credit for an auto title loan?

    Although most lenders will require you to have a perfect financial history, we don’t. Instead, your eligibility is based on the equity in your car. You can get a loan with Texas Title Loans even if you have bad credit

  • Do I get to keep my car?

    Yes, when you get a title loan through Texas Title Loans, you will be able to keep your vehicle and drive it just like normal. We will only hold onto your vehicle’s title while you are making loan payments. Once your loan is paid off, we will return the title back to you.

  • How much can I get?

    The amount of money you receive through your loan is entirely dependent on the value of your car. If your car’s current market value is $50,000, you will be able to get a loan up to $50,000. Vehicles newer than 1999 have a higher chance of receiving higher loan amounts.

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